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• Financial margins reveal an awful lot about your life.
• Over 80 percent of all Americans owe more than they own.
• We need margins, spaces between ourselves and our limits, in our lives in order to succeed.
• The Bible has specific advice on how we can build our financial margins.

• The book of Malachi says that to not tithe is to rob God.
• There's a special promise from God attached to this financial maneuver and investment.
• To get God supernaturally involved in your financial life, you have to trust him.

• Debt is deadly to margins, but it is easy to live beyond your means in today's society.
• Illustration: A man buys a Rolex in a jewelry store, but his payment plan was so long that he'd end up paying twice the value because of the interest.

• Saving for the future is a strong and very specific theme throughout the Bible.
• Scripture: Proverbs 21

• These margins need to be put into practice—not just
• First, follow the principles; the reasons we don't are seldom because of money, but are almost always because of money management.
• Secondly, be patient.
• Third, take advantage of increases in income.
• Fourth, start gradually.
  - Illustration: White and his wife, early on, got into debt and, though it took them time to get out of it, they eventually did.
• Go to God and ask specifically for his help.

• You may have never let God manage your financial life, most likely because you don't trust God.
• God has never been tested and found untrustworthy. Test God's trustworthiness in terms of your daily life, and you won't be disappointed.